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Ghana

Ghanaian Cedi (GHS)

With a significant amount of Ghana’s population remaining unbanked, and a smartphone penetration rate of over 135%, the country is in a unique position to embrace mobile money, which locals refer to as momo. In recent years, Ghana’s mobile money market has been the fastest-growing in sub-Saharan Africa.

Ghana flag

Population

32,833,031

Banked Population:

68.23%

Group 427321246

Main industries

Mining, Energy, Tourism,
Agriculture, and Telecommunications

Group 427321247

Main imports

Refined Petroleum, Cars, Rice,
Delivery Trucks, and Flat-Rolled Iron

Group 427321248

Main exports

Gold, Crude Petroleum, Cocoa Beans & Paste,
and Coconuts, Brazil Nuts, & Cashews

GDP stats

$2,363.3

Per capita (USD)

5.4%

Growth annually

74

World ranking

Internet usage

69%

Smartphone usage

46%

Credit/debit card usage

21%

Population transacting electronically

49%

Group 427321245 1

Total volume of digital payments projected to reach

$3,264.00M (USD)

Airtel Mobile Money

Mobile Money

MTN Mobile Money Ghana

Mobile Money

Tigo Mobile Money

Mobile Money

Vodafone Mobile Money

Mobile Money

Societe General (Ghana) Limited

Payout

Services Integrity Savings and Loans

Payout

Tigo Mobile Money

Payout

Vodafone Mobile Money

Payout

Cal Bank

Payout

FIRST ATLANTIC MERCHANT

Payout

Stanbic Bank Ghana

Payout

FBN BANK GHANA

Payout

Guaranty Trust Bank Ghana

Payout

FIDELITY BANK GHANA

Payout

Access Bank Ghana

Payout

First National Bank Ghana

Payout

Omnibank Ghana Ltd

Payout

GHL Bank Limited

Payout

MTN Mobile Money Ghana

Payout

Republic Bank (Ghana) Limited

Payout

AGRICULTURAL DEVELOPMENT BANK

Payout

Universal Merchant Bank

Payout

Zenith Bank Ghana

Payout

Ecobank Ghana

Payout

ABSA Ghana

Payout

Airtel Mobile Money

Payout

BANK OF AFRICA GHANA

Payout

Consolidated Bank Ghana Limited

Payout

Bank of Ghana

Payout

Standard Chartered Bank Ghana

Payout

GCB Bank Ltd

Payout

National Investment Bank

Payout

United Bank for Africa Ghana

Payout

ARB APEX BANK LTD

Payout

Payment Methods in Ghana

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  • Payout
  • Mobile Money

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