---
type: Region
title: Laos
resource: https://zota.com/region/south-east-asia/laos/
timestamp: 2026-10-28T13:57:40+00:00
---

# Laos

[  Back to region ](/region/south-east-asia/)

# Enable payment solutions in Laos

![lak kip icon](https://zota.com/wp-content/uploads/2026/10/lak-kip-icon.png) Lao Kip (LAK)

With 63.6% internet usage and 97% smartphone adoption, Laos is becoming increasingly connected as digital payment participation continues to develop.

[Start now](/get-started/)

![Karst mountains and green valley in Laos](https://zota.com/wp-content/uploads/2026/10/laos-hero.jpg)

![Flag of Laos](https://zota.com/wp-content/uploads/2026/10/laos-flag.png)

![icon population](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-country/assets/icon-population.svg?v=1790251211)

Population 7,974,017

![icon banked](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-country/assets/icon-banked.svg?v=1790251211)

Banked Population 37.94%

## Laos at a glance

Key market indicators that matter when you're evaluating Laos as your next expansion target.

![icon gdp](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-gdp.svg?v=1790251211)

$2,403

GDP per capita (USD)

![icon growth](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-growth.svg?v=1790251211)

3.8%

Annual GDP growth

![icon ranking](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-ranking.svg?v=1790251211)

#141

World economic ranking

![icon market](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-market.svg?v=1790251211)

$5.48B

Digital payments market revenue

### Digital readiness

Internet usage

63.6%

Smartphone adoption

97%

Credit / Debit card usage

28.4%

Population transacting electronically

26.5%

![icon insight](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/insight-band/assets/icon-insight.svg?v=1790251211)

## Why this matters for your business

While 63.6% of the population is online and smartphone adoption stands at 97%, only 26.5% transacts electronically. With card usage at just 28.4%, supporting local QR Bank payments can help businesses reach consumers beyond traditional card-based payment habits.

5.03M

Consumers Online

![](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/contact-form-section/assets/arc.svg?v=1790251211)

## Talk to Zota’s payment experts

Share your business needs, and we will help you scale globally.

Personal details      First name *      Last name *       Work email *      Company website *      Estimated monthly processing volume (USD) *     Select volume 0 – 100K 100K – 500K 500K – 2M 2M – 5M 5M – and above      Select volume              No results found            Areas of interest   Interested in local payment solutions in: *         Virtual coins         SEA         China         South Asia         East Asia         Africa         LATAM         Oceania         MENA         CIS         Turkey         Contact sales   By submitting this form, you consent to the collection and use of your information for purposes related to your request. In particular, you authorize us to contact you at the email address provided to follow up on this request. The services will be given on a local basis subject to local regulations and our policies, and the transactions will be reviewed on a case-by-case basis. For more information on how we manage personal information, please see our [privacy policy](https://zota.com/privacy-policy/).

![rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/rings.svg?v=1791900459)

![purple bloom](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/purple-bloom.svg?v=1790251211)

Free market entry guide

## The complete guide to expanding your business to Southeast Asia

Download the guide

![The complete guide to expanding your business to Southeast Asia](https://zota.com/wp-content/uploads/2026/09/zota-sea-guide-mockup.png)

![popup rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-rings.svg?v=1791900459)

![popup confirm ring](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-confirm-ring.svg?v=1791900459)

![zota sea guide mockup](https://zota.com/wp-content/uploads/2026/09/zota-sea-guide-mockup.png)

## Free download: The complete guide to expanding your business to Southeast Asia

Work email *     Company website *      Download the guide

![popup envelope](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-envelope.svg?v=1791900459)

## Your guide is waiting for you in your inbox

## Payment methods in Laos

All methods available through a single Zota API integration.

Payment Methods

Payouts

Search payment methods

All Methods

QR via Bank

+ 1 more

![c09c8213 f5a2 4f49 9415 2b6ba46be8f8](https://zota.com/wp-content/uploads/payment-method-logos/c09c8213-f5a2-4f49-9415-2b6ba46be8f8-46x46.jpg)

### Phongsavanh Bank Lao

QR via Bank

![qr via bank](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/qr-via-bank.svg?v=1790251211)

### QRBANK

QR via Bank

![f88fdb75 262f 45b5 837d a405087f0dcb](https://zota.com/wp-content/uploads/payment-method-logos/f88fdb75-262f-45b5-837d-a405087f0dcb-46x46.jpg)

### Joint Development Bank QR

QR via Bank

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Umoney Wallet

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Mmoney Wallet

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Vietinbank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Public Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Maybank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Maruhan Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Indochina Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### ICBC Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Bank Of China Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Bangkok Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Bic Bank Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Banque Franco Lao

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### ACLEDA Bank Laos

Payout

![ccd10f3b e14f 42bc 8655 62015defb7e8](https://zota.com/wp-content/uploads/payment-method-logos/ccd10f3b-e14f-42bc-8655-62015defb7e8-46x46.jpg)

### Joint Development Bank

Payout

![41d3018a 31f7 45fc 9ab6 19e541302d6b](https://zota.com/wp-content/uploads/payment-method-logos/41d3018a-31f7-45fc-9ab6-19e541302d6b-46x22.jpg)

### Lao-Viet Bank

Payout

![c2e8b49a e6b9 4855 a987 e8de3d983c62](https://zota.com/wp-content/uploads/payment-method-logos/c2e8b49a-e6b9-4855-a987-e8de3d983c62-46x46.jpg)

### Lao Development Bank

Payout

Not seeing what you need?

We're constantly expanding our coverage – it may be coming soon.

[Get in touch](/contact/)

Show more

![rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-band-closing/assets/rings.svg?v=1790251211)

## Ready to reach Laos?

Connect to Laos’s payment methods through a single integration. Your customers pay the way they prefer, and you capture revenue you'd otherwise miss.

[Expand your business today](/get-started/)

---

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