---
type: Region
title: United Arab Emirates
resource: https://zota.com/region/mena/united-arab-emirates/
---

# United Arab Emirates

[  Back to region ](/region/mena/)

# Enable payment solutions in the United Arab Emirates

![aed dirham icon](https://zota.com/wp-content/uploads/2026/11/aed-dirham-icon.png) UAE dirham (AED)

The United Arab Emirates is a highly connected market, with 99% internet penetration at the end of 2025 and digital payments transaction value forecast to reach $181.45 billion in 2026.

[Start now](/get-started/)

![Sheikh Zayed Grand Mosque, Abu Dhabi](https://zota.com/wp-content/uploads/2026/11/uae-hero.jpg)

![Flag of the United Arab Emirates](https://zota.com/wp-content/uploads/2026/11/uae-flag.png)

![icon population](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-country/assets/icon-population.svg?v=1790251211)

Population 11,574,682

![icon banked](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-country/assets/icon-banked.svg?v=1790251211)

Banked Population 84.6%

## The United Arab Emirates at a glance

Key market indicators that matter when you're evaluating the United Arab Emirates as your next expansion target.

![icon gdp](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-gdp.svg?v=1790251211)

$57,109

GDP per capita (USD)

![icon decline](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-decline.svg?v=1793885380)

-3.9%

Annual GDP growth

![icon ranking](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-ranking.svg?v=1790251211)

#29

World economic ranking

![icon market](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/country-overview/assets/icon-market.svg?v=1790251211)

$181.45B

Digital payments market revenue

### Digital readiness

Internet usage

99%

Smartphone adoption

97%

Credit / Debit card usage

54%

Population transacting electronically

76.5%

![icon insight](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/insight-band/assets/icon-insight.svg?v=1790251211)

## Why this matters for your business

In a 2026 survey, 54% of respondents aged 18–64 reported using debit cards for online shopping, pointing to the importance of accommodating different checkout preferences rather than relying on a single payment option. Enabling access to locally relevant payment methods alongside cards can help online businesses make the checkout experience more suitable for UAE customers.

6.6M

Consumers Online

![](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/contact-form-section/assets/arc.svg?v=1790251211)

## Talk to Zota’s payment experts

Share your business needs, and we will help you scale globally.

Personal details      First name *      Last name *       Work email *      Company website *      Estimated monthly processing volume (USD) *     Select volume 0 – 100K 100K – 500K 500K – 2M 2M – 5M 5M – and above      Select volume              No results found            Areas of interest   Interested in local payment solutions in: *         Virtual coins         SEA         China         South Asia         East Asia         Africa         LATAM         Oceania         MENA         CIS         Turkey         Contact sales   By submitting this form, you consent to the collection and use of your information for purposes related to your request. In particular, you authorize us to contact you at the email address provided to follow up on this request. The services will be given on a local basis subject to local regulations and our policies, and the transactions will be reviewed on a case-by-case basis. For more information on how we manage personal information, please see our [privacy policy](https://zota.com/privacy-policy/).

![rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/rings.svg?v=1791900459)

![purple bloom](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/purple-bloom.svg?v=1790251211)

Free market entry guide

## The complete guide to understanding alternative payment methods

Download the guide

![The complete guide to understanding alternative payment methods](https://zota.com/wp-content/uploads/2026/11/zota-apm-guide-mockup.png)

![popup rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-rings.svg?v=1791900459)

![popup confirm ring](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-confirm-ring.svg?v=1791900459)

![zota apm guide mockup](https://zota.com/wp-content/uploads/2026/11/zota-apm-guide-mockup.png)

## Free download: The complete guide to understanding alternative payment methods

Work email *     Company website *      Download the guide

![popup envelope](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-banner-guide/assets/popup-envelope.svg?v=1791900459)

## Your guide is waiting for you in your inbox

## Payment methods in the United Arab Emirates

All methods available through a single Zota API integration.

Payment Methods

Payouts

Search payment methods

All Methods

P2P

Voucher

+ 2 more

![p2p](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/p2p.svg?v=1790251211)

### P2P

P2P

![55567e84 595c 45bc 960a c1627fc70e69](https://zota.com/wp-content/uploads/payment-method-logos/55567e84-595c-45bc-960a-c1627fc70e69-46x46.png)

### Voucherry

Voucher

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Sharjah Islamic Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### National Bank of Fujairah

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Mashreq Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### First Abu Dhabi Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Emirates NBD

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Emirates Development Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Dubai Islamic Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Al Hilal Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Abu Dhabi Islamic Bank

Payout

![payout](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/payment-methods/assets/icons/payout.svg?v=1790251211)

### Abu Dhabi Commercial Bank

Payout

Not seeing what you need?

We're constantly expanding our coverage – it may be coming soon.

[Get in touch](/contact/)

Show more

![rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-band-closing/assets/rings.svg?v=1790251211)

## Ready to reach the United Arab Emirates?

Connect to the UAE’s payment methods through a single integration. Your customers pay the way they prefer, and you capture revenue you'd otherwise miss.

[Expand your business today](/get-started/)

---

Source: https://zota.com/region/mena/united-arab-emirates/

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