---
type: Region
title: Malawi
resource: https://zota.com/region/africa/malawi/
timestamp: 2025-01-21T11:27:23+00:00
---

# Malawi

![Group 427321246](/wp-content/uploads/2023/08/Group-427321246.svg)

Main industries

Agriculture, Services, Food Processing, Consumer Goods, Furniture Production, Cigarette Production, and Construction

![Group 427321247](/wp-content/uploads/2023/08/Group-427321247.svg)

Main imports

Refined Petroleum, Nitrogenous Fertilizers, Crude Petroleum, Mixed Mineral or Chemical Fertilizers, and Packaged Medicaments

![Group 427321248](/wp-content/uploads/2023/08/Group-427321248.svg)

Main exports

Raw Tobacco, Gold, Tea, Ground Nuts, and Dried Legumes

### GDP stats

$602,3

per capita (USD)

1.9%

Growth Annually

135

World ranking

Internet usage

18%

Smartphone usage

25%

Credit / Debit card usage

12%

Online banking usage

28%

![Group 427321245 1](/wp-content/uploads/2023/08/Group-427321245-1.svg)

Total volume of digital payments projected to reach

$838.50M USD

## By 2025

---

Source: https://zota.com/region/africa/malawi/

<script type="application/ld+json">{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "BreadcrumbList",
            "@id": "https://zota.com/region/africa/malawi/#breadcrumb",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Zota",
                    "item": "https://zota.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Africa",
                    "item": "https://zota.com/region/africa/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Malawi"
                }
            ]
        },
        {
            "@type": [
                "Organization",
                "FinancialService"
            ],
            "@id": "https://zota.com/#organization",
            "name": "Zota",
            "legalName": "Zota Technologies Systems Pte. Ltd.",
            "description": "B2B payment service provider connecting online businesses to local and alternative payment methods across emerging markets.",
            "url": "https://zota.com",
            "sameAs": [
                "https://www.linkedin.com/company/zota-technology",
                "https://twitter.com/zotatechnology",
                "https://www.facebook.com/zotatechnology",
                "https://www.instagram.com/zotatechnology/",
                "https://www.youtube.com/channel/UCMJqNwRnwOdxS8jR1gClO3g",
                "https://github.com/zota",
                "https://www.crunchbase.com/organization/zotapay"
            ],
            "address": {
                "@type": "PostalAddress",
                "streetAddress": "160 Robinson Road #24-09",
                "postalCode": "068914",
                "addressCountry": "SG"
            },
            "email": "sales@zota.com",
            "foundingDate": "2015",
            "slogan": "Where local turns global.",
            "alternateName": "ZotaPay",
            "areaServed": [
                "Southeast Asia",
                "East Asia",
                "China",
                "South Asia",
                "Africa",
                "Latin America",
                "MENA",
                "CIS",
                "Europe"
            ],
            "logo": {
                "@type": "ImageObject",
                "@id": "https://zota.com/#logo",
                "url": "https://zota.com/wp-content/uploads/2023/01/zota-logo.svg"
            },
            "contactPoint": {
                "@type": "ContactPoint",
                "contactType": "sales",
                "email": "sales@zota.com",
                "url": "https://zota.com/contact/",
                "availableLanguage": "en"
            },
            "hasCredential": [
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Major Payment Institution License",
                    "credentialCategory": "license",
                    "identifier": "PS20200687",
                    "url": "https://zota.com/licenses/",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Monetary Authority of Singapore",
                        "url": "https://www.mas.gov.sg/"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Money Service Operator Licence",
                    "credentialCategory": "license",
                    "identifier": "21-0203003",
                    "url": "https://zota.com/licenses/",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Customs and Excise Department, Hong Kong"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "SRO Licence (FINMA-supervised)",
                    "credentialCategory": "license",
                    "identifier": "100936",
                    "url": "https://zota.com/licenses/",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Swiss Financial Market Supervisory Authority (FINMA)",
                        "url": "https://www.finma.ch/"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Electronic Money Institution (EMI) Authorisation",
                    "credentialCategory": "license",
                    "identifier": "943375",
                    "url": "https://zota.com/licenses/",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Financial Conduct Authority (FCA)",
                        "url": "https://www.fca.org.uk/"
                    }
                }
            ],
            "hasCertification": [
                {
                    "@type": "Certification",
                    "name": "PCI DSS Level 1"
                },
                {
                    "@type": "Certification",
                    "name": "ISO/IEC 27001"
                }
            ]
        },
        {
            "@type": "WebPage",
            "@id": "https://zota.com/region/africa/malawi/#webpage",
            "url": "https://zota.com/region/africa/malawi/",
            "isPartOf": {
                "@id": "https://zota.com/#website"
            },
            "name": "Malawi",
            "breadcrumb": {
                "@id": "https://zota.com/region/africa/malawi/#breadcrumb"
            },
            "inLanguage": "en-US",
            "datePublished": "2025-01-21T11:13:49+00:00",
            "dateModified": "2025-01-21T11:27:23+00:00"
        },
        {
            "@type": "WebSite",
            "@id": "https://zota.com/#website",
            "url": "https://zota.com/",
            "publisher": {
                "@id": "https://zota.com/#organization"
            },
            "name": "Zota",
            "inLanguage": "en-US"
        },
        {
            "@type": "Service",
            "@id": "https://zota.com/region/africa/malawi/#service",
            "name": "Payment Processing Services in Malawi",
            "description": "Digital payment trends in Malawi are rapidly advancing, with mobile money services leading the way. Consumers are embracing these digital solutions for convenience and ease of use, especially for domestic and cross-border transactions. Challenges like limited digital literacy and infrastructure constraints still pose barriers to broader adoption.",
            "serviceType": "Payment Gateway and Processing",
            "category": "Financial Technology",
            "areaServed": {
                "@type": "Country",
                "name": "Malawi"
            },
            "offers": {
                "@type": "Offer",
                "acceptedPaymentMethod": [
                    {
                        "@type": "PaymentMethod",
                        "name": "Airtel Mobile Money"
                    },
                    {
                        "@type": "PaymentMethod",
                        "name": "Airtel Mobile Money Tanzania"
                    },
                    {
                        "@type": "PaymentMethod",
                        "name": "TigoPesa Mobile Money"
                    },
                    {
                        "@type": "PaymentMethod",
                        "name": "TNM Mpamba"
                    },
                    {
                        "@type": "PaymentMethod",
                        "name": "Vodacom M-Pesa Mobile Money"
                    }
                ]
            },
            "availableChannel": {
                "@type": "ServiceChannel",
                "serviceUrl": "https://zota.com/region/africa/malawi/"
            },
            "provider": {
                "@id": "https://zota.com/#organization"
            }
        }
    ]
}</script>