---
type: Page
title: Mobile money payment gateway technology
resource: https://zota.com/payment-methods/mobile-money-payment-gateway/
timestamp: 2026-10-13T14:10:25+00:00
---

# Mobile money payment gateway technology

![method mobile money 40](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-apm/assets/method-mobile-money-40.svg?v=1791278082)

Mobile money

# Mobile money payment gateway technology

Enable a simple, secure, and fast way for customers to pay on the go using their mobile devices. Zota’s gateway technology – The Metagate™ – connects your online business to the most widely used mobile money methods across emerging markets.

[Start Today](/contact/)

![A hand choosing mobile money at a phone checkout, a woman using her phone behind](https://zota.com/wp-content/uploads/2026/10/hero-mobile-money.webp)

![method mobile money 48](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-apm/assets/method-mobile-money-48.svg?v=1791278082)

![connector mobile money](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/hero-apm/assets/connector-mobile-money.svg?v=1791278082)

## Empowering integration with top mobile money providers

![Airtel](https://zota.com/wp-content/uploads/2026/10/airtel-logo-300x100.png)

![AirtelTigo](https://zota.com/wp-content/uploads/2026/10/airteltigo-logo-300x77.png)

![E-Money](https://zota.com/wp-content/uploads/2026/10/emoney-logo.png)

![Etisalat](https://zota.com/wp-content/uploads/2026/10/etisalat-logo-logo.png)

![Free Money](https://zota.com/wp-content/uploads/2026/10/free-money-logo-300x49.png)

![HaloPesa](https://zota.com/wp-content/uploads/2026/10/halopesa-logo.png)

![M-Pesa](https://zota.com/wp-content/uploads/2026/10/m-pesa-logo-300x111.png)

![MobiCash](https://zota.com/wp-content/uploads/2026/10/mobicash-logo.png)

![Moov Money](https://zota.com/wp-content/uploads/2026/10/moov-money-logo.png)

![MTN](https://zota.com/wp-content/uploads/2026/10/mtn-logo-300x152.png)

![Orange](https://zota.com/wp-content/uploads/2026/10/orange-logo-logo-300x82.png)

![Orange Money](https://zota.com/wp-content/uploads/2026/10/orange-money-logo.png)

![SAMA Money](https://zota.com/wp-content/uploads/2026/10/sama-logo-300x102.png)

![Tigo Pesa](https://zota.com/wp-content/uploads/2026/10/tigo-pesa-logo-300x71.png)

![TNM](https://zota.com/wp-content/uploads/2026/10/tnm-logo.png)

![Vodafone](https://zota.com/wp-content/uploads/2026/10/vodafone-logo-logo.png)

![Wave](https://zota.com/wp-content/uploads/2026/10/wave-logo.png)

![Zamtel](https://zota.com/wp-content/uploads/2026/10/zamtel-logo.png)

![airtel logo](https://zota.com/wp-content/uploads/2026/10/airtel-logo-300x100.png)

![airteltigo logo](https://zota.com/wp-content/uploads/2026/10/airteltigo-logo-300x77.png)

![emoney logo](https://zota.com/wp-content/uploads/2026/10/emoney-logo.png)

![etisalat logo logo](https://zota.com/wp-content/uploads/2026/10/etisalat-logo-logo.png)

![free money logo](https://zota.com/wp-content/uploads/2026/10/free-money-logo-300x49.png)

![halopesa logo](https://zota.com/wp-content/uploads/2026/10/halopesa-logo.png)

![m pesa logo](https://zota.com/wp-content/uploads/2026/10/m-pesa-logo-300x111.png)

![mobicash logo](https://zota.com/wp-content/uploads/2026/10/mobicash-logo.png)

![moov money logo](https://zota.com/wp-content/uploads/2026/10/moov-money-logo.png)

![mtn logo](https://zota.com/wp-content/uploads/2026/10/mtn-logo-300x152.png)

![orange logo logo](https://zota.com/wp-content/uploads/2026/10/orange-logo-logo-300x82.png)

![orange money logo](https://zota.com/wp-content/uploads/2026/10/orange-money-logo.png)

![sama logo](https://zota.com/wp-content/uploads/2026/10/sama-logo-300x102.png)

![tigo pesa logo](https://zota.com/wp-content/uploads/2026/10/tigo-pesa-logo-300x71.png)

![tnm logo](https://zota.com/wp-content/uploads/2026/10/tnm-logo.png)

![vodafone logo logo](https://zota.com/wp-content/uploads/2026/10/vodafone-logo-logo.png)

![wave logo](https://zota.com/wp-content/uploads/2026/10/wave-logo.png)

![zamtel logo](https://zota.com/wp-content/uploads/2026/10/zamtel-logo.png)

![arc left](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/feature-media-band/assets/arc-left.svg?v=1791278082)

![arc right](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/feature-media-band/assets/arc-right.svg?v=1791278082)

![icon integrations](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/feature-media-band/assets/icon-integrations.svg?v=1791278082)

Real-Time Operations Dashboard

## How Zota simplifies global payments

For over a decade, Zota has been building payment technology that helps online businesses grow globally. Through one unified API, businesses can access local payment methods, streamline payment operations, and expand into emerging markets.
 Enabling mobile money payments connects your online business to consumers who rely on mobile networks rather than traditional banking infrastructure.

![Zota back-office dashboard showing turnover, approved orders, sales and payouts, and a live orders table](https://zota.com/wp-content/uploads/2026/09/dashboard-v3-1024x771.webp)

## The Metagate™ advantage

![Unified back-office control icon](https://zota.com/wp-content/uploads/2026/08/unified-back-office-control.svg)

### Unified back-office control

Control your entire payment ecosystem from a single dedicated back-office portal. Manage global pay-ins and payouts, and export detailed financial reports with full transparency.

![Deep compliance expertise icon](https://zota.com/wp-content/uploads/2026/08/deep-compliance-expertise.svg)

### Deep compliance expertise

Our extensive experience working across diverse regulatory environments enables us to support businesses with evolving compliance requirements while maintaining robust security standards.

![Save the sale icon](https://zota.com/wp-content/uploads/2026/08/save-the-sale.svg)

### Save the sale

Built-in redundancy supports stability – if one payment provider drops, another instantly picks up the transaction.

![Real-time overview icon](https://zota.com/wp-content/uploads/2026/08/real-time-overview.svg)

### Real-time overview

Our interactive Service Map gives you a clear overview of your active payment methods across different regions and currencies. Instantly view your tailored risk filters and operational limits, putting complete control right at your fingertips.

![rings](https://zota.com/wp-content/plugins/framix-site-blocks/blocks/cta-band-closing/assets/rings.svg?v=1790251211)

## Ready to enable mobile money payments?

Connect to the payment methods your customers prefer through one unified API.

[Start Now](/contact/)

## Expand your business to emerging markets

![region sea card](https://zota.com/wp-content/uploads/2026/10/region-sea-card.svg)

### South East Asia

[Explore region](/region/south-east-asia/)

[ ](/region/south-east-asia/)

![region ea card](https://zota.com/wp-content/uploads/2026/10/region-ea-card.svg)

### East Asia

[Explore region](/region/east-asia/)

[ ](/region/east-asia/)

![region sa card](https://zota.com/wp-content/uploads/2026/10/region-sa-card.svg)

### South Asia

[Explore region](/region/south-asia/)

[ ](/region/south-asia/)

![region africa card](https://zota.com/wp-content/uploads/2026/10/region-africa-card.svg)

### Africa

[Explore region](/region/africa/)

[ ](/region/africa/)

![region latam card](https://zota.com/wp-content/uploads/2026/10/region-latam-card.svg)

### LATAM

[Explore region](/region/latam/)

[ ](/region/latam/)

![region mena card](https://zota.com/wp-content/uploads/2026/10/region-mena-card.svg)

### MENA

[Explore region](/region/mena/)

[ ](/region/mena/)

![region cis card](https://zota.com/wp-content/uploads/2026/10/region-cis-card.svg)

### CIS

[Explore region](/region/cis/)

[ ](/region/cis/)

![region europe card](https://zota.com/wp-content/uploads/2026/10/region-europe-card.svg)

### Europe

[Explore region](/region/europe/)

[ ](/region/europe/)

Disclaimer

This information is for marketing and informational purposes only. Zota’s services are designed exclusively for businesses, with availability varying by jurisdiction, local laws, and our [Terms of use](/terms-of-use/).

Nothing published here constitutes an offer, guarantee, or financial advice. Zota’s security and compliance tools complement, rather than replace, your internal controls. You retain sole responsibility for meeting your legal and regulatory requirements.

---

Source: https://zota.com/payment-methods/mobile-money-payment-gateway/

<script type="application/ld+json">{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "BreadcrumbList",
            "@id": "https://zota.com/payment-methods/mobile-money-payment-gateway/#breadcrumb",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Zota",
                    "item": "https://zota.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Payment Methods",
                    "item": "https://zota.com/payment-methods/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Mobile money payment gateway technology"
                }
            ]
        },
        {
            "@type": [
                "Organization",
                "FinancialService"
            ],
            "@id": "https://zota.com/#organization",
            "name": "Zota",
            "legalName": "Zota Technologies Systems Pte. Ltd.",
            "description": "B2B payment service provider connecting online businesses to local and alternative payment methods across emerging markets.",
            "url": "https://zota.com",
            "sameAs": [
                "https://www.linkedin.com/company/zota-technology",
                "https://twitter.com/zotatechnology",
                "https://www.facebook.com/zotatechnology",
                "https://www.instagram.com/zotatechnology/",
                "https://www.youtube.com/channel/UCMJqNwRnwOdxS8jR1gClO3g",
                "https://github.com/zota",
                "https://www.crunchbase.com/organization/zotapay"
            ],
            "address": {
                "@type": "PostalAddress",
                "streetAddress": "160 Robinson Road #24-09",
                "postalCode": "068914",
                "addressCountry": "SG"
            },
            "email": "sales@zota.com",
            "foundingDate": "2015",
            "slogan": "Where local turns global.",
            "alternateName": "ZotaPay",
            "areaServed": [
                "Southeast Asia",
                "East Asia",
                "China",
                "South Asia",
                "Africa",
                "Latin America",
                "MENA",
                "CIS",
                "Europe"
            ],
            "logo": {
                "@type": "ImageObject",
                "@id": "https://zota.com/#logo",
                "url": "https://zota.com/wp-content/uploads/2023/01/zota-logo.svg"
            },
            "contactPoint": {
                "@type": "ContactPoint",
                "contactType": "sales",
                "email": "sales@zota.com",
                "url": "https://zota.com/contact/",
                "availableLanguage": "en"
            },
            "hasCredential": [
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Major Payment Institution License",
                    "credentialCategory": "license",
                    "identifier": "PS20200687",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Monetary Authority of Singapore",
                        "url": "https://www.mas.gov.sg/"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Money Service Operator Licence",
                    "credentialCategory": "license",
                    "identifier": "21-0203003",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Customs and Excise Department, Hong Kong"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "SRO Licence (FINMA-supervised)",
                    "credentialCategory": "license",
                    "identifier": "100936",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Swiss Financial Market Supervisory Authority (FINMA)",
                        "url": "https://www.finma.ch/"
                    }
                },
                {
                    "@type": "EducationalOccupationalCredential",
                    "name": "Electronic Money Institution (EMI) Authorisation",
                    "credentialCategory": "license",
                    "identifier": "943375",
                    "recognizedBy": {
                        "@type": "Organization",
                        "name": "Financial Conduct Authority (FCA)",
                        "url": "https://www.fca.org.uk/"
                    }
                }
            ],
            "hasCertification": [
                {
                    "@type": "Certification",
                    "name": "PCI DSS Level 1"
                },
                {
                    "@type": "Certification",
                    "name": "ISO/IEC 27001"
                }
            ]
        },
        {
            "@type": "WebPage",
            "@id": "https://zota.com/payment-methods/mobile-money-payment-gateway/#webpage",
            "url": "https://zota.com/payment-methods/mobile-money-payment-gateway/",
            "isPartOf": {
                "@id": "https://zota.com/#website"
            },
            "name": "Mobile money payment gateway technology",
            "breadcrumb": {
                "@id": "https://zota.com/payment-methods/mobile-money-payment-gateway/#breadcrumb"
            },
            "inLanguage": "en-US",
            "dateModified": "2026-10-13T14:10:25+00:00"
        },
        {
            "@type": "WebSite",
            "@id": "https://zota.com/#website",
            "url": "https://zota.com/",
            "publisher": {
                "@id": "https://zota.com/#organization"
            },
            "name": "Zota",
            "inLanguage": "en-US"
        }
    ]
}</script>